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How Quickly Can I Close on a Cash Home Sale?

Fast Cash Poster

Selling your home to a cash buyer is the quickest way to get fast cash for your home. Since a cash sale involves no financing, no repairs, and no showings, there are fewer steps to complete. Individual situations can vary, but for the vast majority of home sellers, you can get cash for your home within a week or so. 

Getting the Offer

After you contact the cash buying company, either by calling or filling out the online form, you can receive an offer within 24 hours. Compare this to the conventional way of selling a home, where you can wait for weeks or even months before getting an offer.

And unlike a conventional home sale, you will never have to do any repairs. Your house is purchased “as is,” whatever condition it’s in. The offer you receive is also based on the location of your house, market conditions, and comparable homes in the area. 

Setting the Closing Date

If you decide to accept the offer, you can set your closing date within a few days. It’s very common for a cash offer to close in just a week. If that’s too fast for you, you have the option of choosing a date that’s convenient for you.

The closing can happen quickly because the cash buyer doesn’t need to get financing. They have enough money to pay the full amount they offered you. They can show you proof of funds, which is a document from their financial institution.

Signing the Papers

The closing consists of a direct transaction between you and the buyer. There is no commission to pay because sales agents and brokers are not involved. The cash buyer will also pick up any closing costs.

If you have a mortgage or lien on your property, you will need to arrange to pay off the debt from the proceeds of the sale. In the case of a short sale or pending foreclosure, you may need permission from your lender. 

Many people face situations in which they need to move quickly or they need cash immediately for difficulties they may be facing. From the first call to the closing date, dealing to a cash buyer can be the quickest way to sell your home. 

Need a quick sale on your Oklahoma City house? Click here to learn how OKC House Buyers can help. 

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